Part ⅤWriting(30 minutes)
Directions: For this part, you are allowed 30 minutes to write A Letter Applying for a Bank Loan. You should write at least 120 words following the outline given below in Chinese.
1． 你的基本情况
2． 你申请贷款的原因、数额及用途
3． 你如何保证专款专用以及你的还款打算

KEYS
Part ⅠListening Comprehension
1. B2. A3. C4. B5. A6. B7. D8. B9. C10. D
S1-S10见NOTES中听力原文

Part ⅡReading Comprehension
11. B12. D13. A14. C15. C16. A17. D18. C19. C20. B
21. D22. B23. C24. D25. A26. B27. C28. A29. B30. C

Part Ⅲ Vocabulary
31. C32. D33. A34. B35. B36. A37. A38. D39. A40. D
41. B42. B43. D44. A45. C46. B47. D48. C49. B50. D
51. A52. B53. D54. A55. D56. C57. C58. A59. D60. A

Part Ⅳ Cloze
61. C62. A63. B64. D65. B66. A67. C68. D69. B70. D
71. A72. C73. B74. D75. A76. C77. B78. C79. A80. D

NOTES
Part ⅠTapescript of Listening Comprehension
Section A
1. M: Excuse me, could you tell me where Dr. Brown’s office is?
W: The doctor’s office is on the fifth floor, but the elevator can only go to the fourth. So you’ll have to use the stairs to reach there. It’s the seventh room on the left.
Q: On which floor is the doctor’s office?

2. M: Did you hear about the computer that John bought from Morris?
W: He got a bargain（便宜货）,didn’t he?
Q: What do we learn from the conversation?

3. W: Your sister Jane didn’t recognize me at first.
M: I’m not surprised. Why on earth don’t you lose some weight?
Q: What does the man suggest the woman do?

4. M: Between the two houses we saw yesterday, which one do you prefer?
W: I think the white one is prettier, but the brick one has a bigger yard, so I like it better.
Q: Which house does the woman prefer?

5. M: It sure is hot today. This must be the hottest summer in years.
W: Well, it’s certainly hotter than last summer. I was out in the sun today, and I think I’m five pounds lighter than I was this morning.
Q: What does the woman mean?

6. M: I heard the student bus was overturned（翻倒）in a traffic accident.
W: Yes, and what’s more, no one on the bus was not injured.
Q: What do we learn from the conversation?

7. W: Hello, Robert. What are you doing here? Drawing money?
M: No. I only want to put some money in my deposit account（储蓄账户）. Not very much, but I’m trying to save.
Q: What is the man doing?

8. M: Oh, no, I am not lazy. You should have seen my school report! They said I was reliable, industrious and conscientious.
W: Well, teachers nowadays expect too little.
Q: What does the woman think of teachers nowadays?

9. W: Don’t worry about it, Stanley. There’s nothing we can do now.
M: I can’t help it, Stella. If I’d been thinking, this wouldn’t have happened.
Q: What can we learn from the conversation?

10. M: You look very nice in this dress. Perhaps the waist is little too tight. Would you like to try a size larger?
W: Well, the style isn’t quite what I had in mind. Thank you anyway.
Q: Why didn’t the woman buy the dress?

Section B Compound Dictation
A supermarket club card is a new way for people to save money on items they buy. People used to cut out coupons (赠券)to(S1) save money. Now they use a card that looks like a(S2)credit card when they pay for items. Only people with cards can get the(S3)lower price.
To get a card, people must give out their name, address, and other(S4)personal information. Everything club card-users buy is (S5)stored on a computer in a file with their name on it. In the coupon days, no one kept (S6)track of the things people bought. Now, computers allow huge(S7)amounts of information to be saved.
In order to save money with the cards, people could lose privacy. So far, the information, or data, is private. But that could change. There are many companies who might be interested in knowing what people buy. For instance, (S8)an insurance company might want to know if their clients buy healthy food, or if people buy a lot of medicine from the store.
A California Senator, Debra Bowen, wants to make sure there are laws to protect data kept on computers. She says,“(S9)The laws that govern privacy really haven’t caught up with technology. ”
Stores that use club cards have promised to keep the information private. (S10)Some people are afraid the stores might change their minds if companies offered enough money. Some people say the information is worth as much as treasure.

Part ⅡReading Comprehension
Passage One
这是一篇人文类说明文。
第一段中作者提出长期困扰社会科学家的问题，即死亡率遵循一种一成不变的模式。在第二段中作者引用加拿大心理学家Gerald Wilde的risk homeostasis（体内风险平衡）理论分析了原因，并以交通事故为例，指出如果驾驶时系了安全带，这方面原因导致的车祸会降低，但另一方面驾车人因为感到安全可能会开快车，开鲁莽车，从而发生死亡事故。第三段讨论了影响寿命的因素，文中提到，保持长寿，不仅要注意饮食、不抽烟、谨慎驾驶，更要有乐观的生活态度。

11. B) 语义理解题 问的是长期困扰社会科学家的问题是什么，本题依据是第一段最后一句“It just happens that they follow a consistent pattern year after year”，与选项B)“死亡人数年复一年保持稳定”相吻合。

12. D) 细节推论题 本题题干出现在第二段第二句，意思说：虽然有技术进步和安全标准的提高，西方世界的暴力和意外死亡率在整个世纪中保持着奇怪的恒定（static），由此判断，技术进步和安全标准的提高并未降低各种原因的死亡人数，D项正确。

13. A) 细节理解题 问题是“根据体内风险平衡理论，某些交通事故是由于什么原因”，A)“我们天生的冒险欲望”；B)“开快车，开鲁莽车”；C)“无视安全带的好处”；D)“对超速行驶的本能兴趣”。在第二段靠后，作者先列举交通事故例子，然后在最后一句得出结论：It appears, then, that we have an innate need for danger. 符合A项意思。

14. C) 句意理解题 本句大体意思是：从数字统计的角度说，（开快车开鲁莽车导致的死亡人数的增加）抵消了系保险带（引起的死亡人数减少）的好处。cancel out解释为“抵消，对消”。所以C项“因为其他原因引起的死亡对消了系保险带的好处”符合题意。A和D都包含系保险带没有好处，不对，系保险带有benefits，会降低这方面原因导致的死亡事故。B)“系安全带与不系安全带的死亡人数一样”，无此意。

15. C) 语义理解题 问什么有助于长寿，依据最后一段。A)“对别人信任不要怀疑”，不对，倒数第二句是说疑惑心重的人比乐观豁达的人早逝；B项不对，文中说“eating the right foods”，并不等于低脂食物；C项正确，“an optimistic personality and never losing heart”都是“a sunny disposition”的特征；D项后半部分不对。

Passage Two
这是一篇新闻报道类议论文。
文章报道了美国加州就是否对能源价格进行控制这一问题进行的辩论，一方面，加州管理者、公用事业公司和州长都强烈要求对加州的能源价格实施限制，另一方面，联邦能源管理委员会坚决反对，认为以前取消价格限制的目的是为了让市场来调节供求，不会再人为干预价格（not to re-regulate）。文中许多地方采用直接引语，反映各自观点。

16. A) 细节理解题 题目是“加州人和联邦管理者之间的斗争是关于什么”，依据第一段，加州人要求“to cap spot market prices(控制现货市场价格)”，但联邦管理者拒绝了，A项正确；B)“取消价格控制的必要性”；C)“提高加州的能源价格”；D)“对电力供应的调节”，均与第一段不符。

17. D) 语义理解题 题干中的“dissatisfied with”与第二段中的“not happy with”是一致的，第二段字面理解为“他们生活在象牙塔中，如果他们的支付账单像圣第亚哥的人那样不断增加，他们就会理解这确实是个问题”，Gray Davis州长并非真的说联邦管理者生活优越或者不了解加州的问题（文章最后一段提及他们知道情况），而是说他们对加州的问题熟视无睹，不愿采取措施。

18. C) 细节理解题 本题题干对应第三段第一句，以前